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  • Writer's pictureMelanie Reinersman

Making a Million

Updated: May 27, 2020

My vision is to create a resource for career development professionals for their work with their clients. I see this as an RSS (Really Simple Syndication) for career development, job searching, and employment related information. The primary purpose is to create a service which will collate information from multiple online sources and will become the primary source of relevant information for career development professionals.  I welcome your feedback and comments.  Please feel free to contact me at ~ David M. Reile, Ph.D.

FOCUS ON: How to Help Clients Make a Million

The list of possible paths to millionaire’s row is the focus of many individuals at various points in their life.  Not surprisingly there are a million resources to help the individual along that path. On CNN’s  Personal Finance page, “How to Reach $1 Million” is detailed by real-life millionaires in the making.  Additionally, a list of specific careers to pursue (e.g. real estate mogul) is suggested, along with investment hints leading toward increasing money in the bank.  Two more articles on entrepreneurship and climbing the corporate ladder make it clear that people have options to reach their goals. As a career development professional, ask your client what their financial goal is. This is naturally a part of the values discussion.  If the client responds, “to be a millionaire” then your next action may be to visit the CNN Money website with your client.

COLLEGES & UNIVERSITIES: What Will It Take to Save for a Post-Secondary Education?

A little financial planning can go a long way.  Whether a client is considering returning to college to complete or further her education, or a parent is weighing career change options in light of his children’s up-coming college expenses, it is helpful to look at real numbers in terms of college savings. offers a tool for inserting such numbers as

- Tuition and expenses in today’s dollars

- Years in college

- Years until college

- College savings to date

- Amount you can save monthly.

After the individual plugs in various numbers, the results offer estimated total costs and needed savings followed by suggestions for increasing savings.  Graphs make these numbers shockingly blunt, but the Help tab includes an introduction to tax-advantage accounts.  Encouraging clients to use this tool may be a valuable part of financial planning.

JOB SEARCHING: Pay Attention to More Than Economic Development of Your City

In “Who’s Your City? How the Creative Economy is Making Where to Live the Most Important Decision of Your Life” (Florida, 2008), economic development is detailed as one of the many considerations when selecting a city to live and work in.  During the career planning session, a counselor may want to include a discussion of job offers in various locations.  Yet earning power, the housing market and cost-of-living are not the only factors when focusing a job search geographically. To determine if the book is a useful resource to you or your clients, read the review by Laura Neidert in NCDA’s web magazine, Career Convergence.

TOP TEN: Colleges with High Student Debt

U.S. News surveyed more than 1,800 colleges and universities for its 2012 survey of undergraduate programs. Schools self-reported a myriad of data, including debt figures and a percentage of the graduating class that borrowed money.  With an average debt load of $54,885 for the class of 2011, La Sierra University in California came in at #1.  See if your clients are considering attending

2.     Catawba College (NC) 3.     Clark Atlanta University (GA) 4.     Lawrence Technological University (MI) 5.     Johnson C. Smith  University (NC) 6.     Sacred Heart  University (CT) 7.     Wheelock College (MA) 8.     Bennett College (NC) 9.     Delaware State  University 10.  Franklin Pierce  University (NH)


“Mishandling negotiations can be a multi-million-dollar blunder.” - Jack Chapman, in “Negotiating Your Salary: How to Make $1000 a Minute”
For the love of money All for the love of money Don’t let, don’t let, don’t let money rule you For the love of money Money can change people sometimes Don’t let, don’t let, don’t let money fool you. - “For the Love of Money” was written by Kenneth Gamble, Leon Huff, and Anthony Jackson; and recorded by The O’Jays and was the theme song of the television show, “The Apprentice”.


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